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Several loan options are available, including Conventional, FHA and VA.

Conventional loans typically fund 80% of the house purchase, with 20% to be paid in cash by the buyer. There are other programs available, including the 80-10-10, which allows the buyer to only pay 10% of the purchase price. That could be reduced even further with gift funds, programs and credit.

FHA and VA loans allow for even lower down-payments. Qualifying for one of these loans depends on a set of criteria. Click on the underlined text or choose one from the drop-down menu above to learn more, and contact us for even more information.

We Will Help You Get the Loan That's Right for You. Our Clients Are Top Priority.

Applying for a loan does not put you under any obligations, and you can do so simply to get more specific information about your possible interest rate and loan amount.


Do you have a loan related question that you would like an answer to with no obligations or commitments? Use the chat feature available on desktop to send a message, or send your questions through our simple contact form.

As a mortgage broker our purpose is to inform potential borrowers of a wide range of options including terms, interest rates and loan amounts. We serve to get our clients the best mortgage possible and save them a lot of time and money, both upfront and in the long run. For us, your mortgage is not a single transaction that comes and goes. It is an important time to research, advise and plan which mortgage works best for you as a part of your long term financial planning.

Pacific Green Funding is a home mortgage lending company that helps first time buyers and repeat buyers purchase homes. We offer a wide range of loan options with low interest rates on loans including fixed rate, adjustable (ARM), FHA, VA, home equity line of credit (HELOC), refinance, debt consolidation, and more. Our sole purpose is to find the best mortgage solution for each client as a part of each of their individual financial plans. We are solution specialists and have been voted best mortgage broker year after year.. We serve clients looking to purchase homes in Fremont, Milpitas, Union City, Newark, San Jose, Santa Clara, San Ramon, Dublin, Pleasanton, Hayward, San Leandro, San Lorenzo, Oakland, San Francisco and all throughout the Bay Area and California. Our ability to get loans funded quickly and overcome delays enables our clients to buy the homes they want with the reliable service they need. With top ratings we always strive to go above and beyond to ensure the best possible home loan solution.